Tightwads and Spendthrifts is a science-based guide to understanding and transforming how we manage money, both on our own and in relationships. Building on his original research, and surveying a vast body of interdisciplinary work, Tightwads and Spendthrifts will help you understand your own financial psychology and how it plays out in your relationships.
Chip
One place to save, invest, and grow your money.
The Power of Letting Go
At MWF, we turn to Thich Nhat Hanh when clients need grounding. His approach to peace, presence, and compassionate living can shift not just your mindset, but your entire money story.
Your Money or Your life
Your Money or Your Life – and everything you find here – is rooted in transforming your relationship with money, not just changing your money habits. The goal is to find and have “enough” (and then some) rather than always seeking “more”.
A Room of One’s Own
Virginia Woolf’s seminal 1929 feminist essay, arguing that women need financial independence (money) and a private space (a room) to achieve creative and intellectual freedom.
Derek Thompson
I’m a writer, podcaster, and author. Abundance, the book I wrote with Ezra Klein, is a #1 New York Times bestseller on American politics and liberalism. After 17 years as a staff writer at The Atlantic, I left to start my own thing here on Substack in the summer of 2025. (I’m still a contributing writer at the magazine.) I’m the founder and host of the “Plain English”podcast with the Ringer Podcast Network. My previous books are Hit Makers: How to Succeed in an Age of Distraction (2017), a national bestseller on the psychology of pop culture, and Derek Thompson On Work (2023), an anthology of my essays on the past and future of labor and technology. I live in Washington, D.C., with my wife, daughter, and dog Albie.
Smartless
“SmartLess,” with Jason Bateman, Sean Hayes, & Will Arnett is a podcast that connects and unites people from all walks of life to learn about shared experiences through thoughtful dialogue and organic hilarity.
The Financial Wisdom of Ebenezer Scrooge
“The process changed the way I look at everything—my own life, my relationships with others, and my understanding of the world.” That is how Wynonna Judd described her work with coauthors Ted and Brad Klontz, using the principles outlined in The Financial Wisdom of Ebenezer Scrooge.
MoneyZen
For a truly rich life, it’s essential to invest in both your financial health and emotional wealth. Learning how to nurture these two skillsets concurrently is the most direct path to creating a life that makes your heart sing. I call this practice…MoneyZen.
Mr. Money Mustache
Mr. Money Mustache is a thirtysomething retiree who now writes about how we can all live a frugal yet badass life of leisure.









