Financial Planning for a Complex World
Human-centered, flat-fee financial planning and Personal CFO support for mid-career professionals and families navigating modern financial life.
Modern Financial Life Is Harder Than It Used to Be
Today’s financial decisions don’t happen in isolation. They happen while you’re building a career, raising kids, supporting aging parents, managing benefits and taxes, and trying to stay present in your life.
As income grows, complexity grows with it—equity compensation, multiple accounts, competing goals, tax exposure, and high-stakes decisions that don’t come with clear answers.
Many people reach a point where managing it all alone no longer makes sense—not because they’re failing, but because complexity eventually requires process, clarity, and partnership.
A Different Kind of Financial Planning
Modern Financial Wellness was built for people who want a partner—not just a plan—to help navigate financial life as it unfolds.
Financial planning shouldn’t revolve around products, performance, or account balances—it should provide the structure, support, and partnership people need as financial life evolves.
Instead, we offer:
- Clear, comprehensive financial planning
- Ongoing Personal CFO support
- Behavioral insight and decision guidance
- Flat, transparent pricing
Our goal is to make financial life more navigable, so you can make decisions with clarity, move forward with confidence, and stay aligned with what matters most.
Where to Next?
Get to Know Us
Learn how Jim Grace, CFP®, and our team of partners are reshaping financial planning around well-being, not just wealth.
Explore Our Services
From flat-fee planning to behavioral coaching and tax-smart strategies, discover the process that puts your goals first.
Get in Touch
Schedule a call and find out how we can help you feel more confident, supported, and in control of your finances.
